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Last Updated: 04/13/2026

1. Introduction

 

These Terms and Conditions ("Terms") govern the relationship between Ryan Cannon, a licensed real estate salesperson operating under Farmer Real Estate, a licensed real estate broker, and clients seeking real estate services in Georgia ("Client"). By engaging our services, you agree to these Terms and all applicable Georgia real estate laws and regulations.

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2. Licensure and Broker Representation

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2.1 Broker Relationship The Agent operates as a licensed salesperson under Farmer Real Estate, License #329128. All real estate transactions are conducted under the supervision and authority of the Broker. The Broker, not the individual Agent, holds the listing and represents the parties in transactions.

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2.2 Agency Disclosure In accordance with O.C.G.A. § 34-6-2, the Agent shall provide written agency disclosure to all parties before or at the time of first substantial contact. This disclosure explains whether the Agent represents the Buyer, Seller, or acts as a disclosed dual agent.

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2.3 Compliance with GREC All services are provided in compliance with Georgia Real Estate Commission (GREC) regulations and the Georgia Real Estate License Law, O.C.G.A. § 34-6-1 et seq.

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3. Scope of Services

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3.1 Services Offered  - The Agent provides the following real estate services:

• Purchase and sale of homestead properties (primary residences)

• Purchase and sale of investment properties

• Buyer representation

• Seller representation

• Property consultations and market analysis

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3.2 Services Not Provided - The Agent does NOT provide the following real estate services:

• Legal advice (Client should consult a real estate attorney)

• Tax advice (Client should consult a tax professional)

• Home inspections or appraisals

• Title searches or title insurance (handled by title company)

• Financing or loan origination services

• Property management services (unless separately agreed in writing)

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4. Client Responsibilities and Obligations

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4.1 Accuracy of Information: Client warrants that all information provided to the Agent is true, accurate, and complete. Client is responsible for the accuracy of any disclosures made to third parties regarding the property.

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4.2 Compliance with Law: Client agrees to comply with all federal, state, and local laws in connection with the purchase, sale, or lease of real property, including fair housing laws and anti-discrimination statutes.

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4.3 Financial Qualification For Buyers: Client represents that they are financially qualified to purchase the property or will obtain financing as necessary. Client is responsible for verifying their own financial capacity and creditworthiness.

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4.4 Property Inspections and Due Diligence: Client is solely responsible for conducting property inspections, appraisals, title searches, and all other due diligence. The Agent recommends consulting qualified professionals (inspectors, appraisers, attorneys, etc.).

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5. Representation and Agency

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5.1 Seller Representation When representing a Seller:

• The Agent's fiduciary duties are owed to the Seller

• The Agent will market the property, show it to prospective Buyers, and negotiate on behalf of the Seller

• The Agent will disclose known material facts about the property as required by law

• The Seller is responsible for providing accurate property information and required disclosures

 

5.2 Buyer Representation When representing a Buyer:

• The Agent's fiduciary duties are owed to the Buyer

• The Agent will assist in locating suitable properties and negotiate on behalf of the Buyer

• The Agent will not represent the Seller's interests

• The Buyer is responsible for making final decisions regarding offers and purchases

 

5.3 Dual Agency If the Agent represents both Buyer and Seller in the same transaction (dual agency), written consent from both parties is required in accordance with O.C.G.A. § 34-6-2(h). In dual agency, the Agent owes fiduciary duties to both parties but cannot advocate exclusively for either party's benefit.

 

5.4 Designated Agency The Broker may designate separate agents to represent the Buyer and Seller in the same transaction, with written consent from both parties.

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6. Compensation and Fees

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6.1 Commission Structure

• Compensation is negotiable and will be specified in the Listing Agreement (for Sellers) or Buyer Representation Agreement (for Buyers)

• Commission is typically paid from the Seller's proceeds at closing

• The Broker, not the individual Agent, receives and distributes all commissions

 

6.2 Payment Terms Commission is earned upon the successful closing of the transaction, unless otherwise agreed in writing.

 

6.3 Other Fees Client may be responsible for:

• Title insurance premiums

• Appraisal fees

• Home inspection fees

• Survey fees

• Attorney fees (if Client elects to hire separate counsel)

• Recording fees and transfer taxes These fees are separate from the Agent's commission and are Client's responsibility unless otherwise negotiated.

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7. Listing Agreement Terms (For Sellers)

 

7.1 Exclusive Right to Sell The Listing Agreement grants the Broker an exclusive right to represent the property for a specified period. During this period, the Broker is entitled to commission regardless of who sells the property.

 

7.2 Property Information Seller warrants that all information provided about the property is accurate and complete, including:

• Property condition and defects

• Title issues or encumbrances

• Property history

• Homeowners association information (if applicable)

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7.3 Disclosure Requirements Seller is responsible for providing all required disclosures in compliance with Georgia law, including:

• Residential Property Disclosure Statement (O.C.G.A. § 34-6-2)

• Lead-Based Paint Disclosure (if applicable, federal requirement)

• HOA disclosures (if applicable)

• Any known material defects

 

7.4 Marketing and Showing The Agent will market the property through available channels, including MLS, internet, and other promotional methods. Seller agrees to make the property available for reasonable showings.

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8. Purchase Agreement Terms (For Buyers)

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8.1 Offer Submission The Agent will assist in preparing and submitting purchase offers on behalf of the Buyer. All offers are subject to Buyer's final approval.

 

8.2 Contingencies Standard contingencies may include:

• Financing contingency (subject to Buyer obtaining mortgage approval)

• Inspection contingency (subject to satisfactory property inspection)

• Appraisal contingency (subject to property appraising at or above purchase price)

• Title contingency (subject to clear, marketable title)

 

8.3 Earnest Money Deposit Buyer agrees to provide an earnest money deposit as specified in the Purchase Agreement. The deposit is held in the Broker's escrow account and applied to the purchase price or returned per the terms of the agreement.

 

8.4 Closing Timeline Closing typically occurs 30-60 days after contract execution, or as agreed by the parties.

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9. Investment Property Services

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9.1 Investment Analysis For investment properties, the Agent may provide:

• Comparable market analysis (CMA)

• Estimated rental income projections

• General market information

• Property identification and showing services

 

9.2 Investment Disclaimers

• The Agent is NOT a financial advisor and does not provide investment advice

• Investment projections are estimates only and not guarantees

• Client is solely responsible for evaluating the investment merits of a property

• Client should consult financial advisors, accountants, and attorneys regarding investment decisions

• Past performance does not guarantee future results

 

9.3 Property Management Referrals The Agent may provide referrals to property management companies but does NOT provide property management services unless separately contracted.

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10. Confidentiality and Privacy

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10.1 Client Information The Agent will maintain Client information in confidence, except as required by law or as necessary to complete real estate transactions.

 

10.2 MLS Information Information entered into the Multiple Listing Service (MLS) becomes part of the public record and is not confidential.

 

10.3 Confidential Information In dual agency or designated agency situations, the Agent may not disclose confidential information of one party to the other party without consent, except as required by law.

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11. Limitations of Liability

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11.1 No Warranties The Agent makes no warranties regarding:

• Property condition, title, or marketability

• Accuracy of public records or third-party information

• Future property values or market conditions

• Financing availability or terms

• Property tax assessments or insurance rates

 

11.2 Third-Party Information The Agent is not responsible for errors or omissions in information provided by third parties, including:

• MLS data

• Public records

• Title company information

• Appraisals

• Inspections

 

11.3 Market Conditions The Agent is not responsible for changes in market conditions, interest rates, or economic factors that may affect property values or sales.

 

11.4 Client Decision-Making Client acknowledges that real estate decisions are significant financial decisions. Client is solely responsible for all decisions regarding purchases, sales, or leases. Client is advised to consult qualified professionals (attorneys, accountants, inspectors, etc.) before making such decisions.

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12. Dispute Resolution

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12.1 Governing Law These Terms and all real estate transactions are governed by the laws of the State of Georgia, without regard to conflict of law principles.

 

12.2 Venue Any legal action arising from these Terms or real estate transactions shall be brought exclusively in the state or federal courts located in Madison, Georgia.

 

12.3 Mediation Before initiating litigation, parties agree to attempt to resolve disputes through good-faith negotiation and, if necessary, mediation.

 

12.4 Attorney's Fees The prevailing party in any legal action may be entitled to recover reasonable attorney's fees and court costs.

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13. Termination of Representation

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13.1 Termination by Client Client may terminate representation by providing written notice to the Agent and Broker. Termination does not relieve Client of obligations under any signed agreements (Listing Agreement, Buyer Representation Agreement, or Purchase Agreement).

 

13.2 Termination by Agent The Agent may terminate representation with written notice if:

• Client violates these Terms or applicable law

• Client fails to cooperate in the real estate transaction

• The relationship becomes unworkable

• As permitted by the Listing or Buyer Representation Agreement

 

13.3 Post-Termination Obligations Termination does not eliminate the Agent's or Broker's obligations regarding earnest money, deposits, or other client funds held in escrow.

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14. Compliance with Fair Housing Laws

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14.1 Non-Discrimination The Agent complies with all fair housing laws, including the Fair Housing Act (42 U.S.C. § 3601 et seq.), the Fair Housing Act of Georgia (O.C.G.A. § 34-6-2), and all other applicable anti-discrimination statutes. The Agent will not discriminate based on:

• Race or color

• Religion

• Sex or gender identity

• National origin

• Familial status

• Disability

• Sexual orientation

• Any other protected class

 

14.2 Equal Opportunity All real estate services are provided on an equal basis to all clients, regardless of protected status.

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15. Record Retention and Document Handling

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15.1 Document Retention The Agent and Broker maintain records of all transactions in compliance with GREC regulations and retain such records for the period required by law.

 

15.2 Client Documents Client is responsible for obtaining and retaining copies of all documents related to their transaction, including:

• Purchase Agreements

• Disclosure statements

• Inspection reports

• Appraisals

• Closing statements

• Deed and title documents

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16. Amendments and Modifications

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16.1 Changes to Terms The Agent reserves the right to modify these Terms and Conditions at any time. Continued use of the Agent's services constitutes acceptance of modified Terms.

 

16.2 Individual Agreements In the event of a conflict between these general Terms and Conditions and any specific Listing Agreement, Buyer Representation Agreement, or Purchase Agreement, the specific agreement shall control.

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17. Severability

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If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

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18. Contact Information

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Agent: Ryan Cannon
License #: 453789

Phone: 678-253-7710

Email: listwithcannon@gmail.com
Broker: Tammy Farmer
Broker License #: 329128
Address: 2969 Doster Rd. Madison, GA. 30650
Broker Contact: 770-597-5980

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19. Acknowledgment and Agreement

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By engaging the Agent's services, Client acknowledges that:

• Client has read and understands these Terms and Conditions

• Client agrees to be bound by these Terms

• Client understands the Agent's fiduciary duties and the scope of representation

• Client has been provided with all required disclosures

• Client understands the limitations of the Agent's services

 

DISCLAIMER: The Terms & Conditions of this page are meant to provide transparency and insight into the process of using our agency representation. Official Farmer Real Estate Seller/Listings and/or Buyer's Agreements will be transmitted electronically to all current, potential and future clients to document work exclusively with Tammy Farmer Qualifying Broker, Deon Cannon Associate Broker or Ryan Cannon Real Estate Agent. The List with Cannon website works in conjunction with Farmer Real Estate. All representation made by Ryan Cannon is supervised and monitored exclusively by Tammy Farmer Qualifying Broker.